MINDHUGS WELLNESS

Financial Status Number line Knowing your financial status is the most critical stage on your journey to proper financial management. You cannot move on to the next step if you do not know exactly where you are. Having an idea of which specific financial status you are currently in will enable you to take stock and move into a better one. There are basically five financial statuses:  1. Deficit 2. Neutral 3.Financial Security 4. Financial Independence 5. Financial Freedom. Definitions 1 . Deficit: Deficit is where your monthly expenses far exceed your total income and hence you either have to borrow to meet your financial obligations or you consistently live an impoverished life at the latter end of the month. More often than not anyone who is in a deficit financial status stage has debt and poor financial habits. 2. Neutral or Balanced: This is when your expenses are always equal to your income. With this you are always at zero. In effect you always s...

I had lived my whole life in Kumasi and built my life around my family, friends and colleagues there. After my internship at a prestigious public hospital, i had an offer for permanent appointment. Suddenly i was not content any longer. I felt a deep dissatisfaction with my "good" life that transcended simple comprehension. So on a whim with 200ghc in my pocket and just a verbal assurance of a place in a private eye clinic, i took my bag, sat in a bus and arrived in Koforidua, Eastern region. For the first time in my life i was completely alone, no friends, no acquaintances, no accommodation, no job and most interestingly, no experience in a city i had never visited before. Little did i know that, two years down the line I would be launching a book, starting a business and leading a movement? Looking back, I am surprised at how far I had come and already accomplished. This is how it all began. The decision to move to the Eastern region was not premeditated. Contrary...

On the 29th of March, 2014, history was made. 25 of Ghana's young, prolific and trail blazing achievers were gathered at the Central cafeteria of the University of Ghana, Legon, to share their stories, motivate, inspire and mentor other young people to become global impact makers. To say it was awesome will be an understatement. Amongst the several things i learned listening, mentoring and interacting with other achievers and attendees were lessons on failure, planning, integrity, thinking big and starting small, building personal wealth and pursuing projects that have global impact. Today i bring you, three of the lessons i learned. 1. Roadblocks: Prepare for failure Ones best success comes after their greatest disappointments. Henry Ward Beecher (1813-1887, American Preacher, Orator, Writer)  Do not despise the lessons learned from failure. Failure shows you what you did wrong and how to get it right the next time around. The experience you gain from all the ...