Golden Seeds of Life: Financial Intelligence

Lots of people are unsettled at the thought of sitting down to draw up a budget for their lives. It sounds too daunting for them. Interestingly, it is quite as simple as making a list of items you need, assigning specific amounts to them and having the discipline to stick to your own list. I think it was John Maxwell who said, "Making a budget is telling where your money where it should go instead of wondering where it went".
If you don't know how much you spend on what, how do you improve your personal finances? A budget is the first step towards financial discipline and subsequently, financial freedom. Learning to master control over your financial life is learning to take charge of your destiny and destination.
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